MY STORY AS A TEACHER

 My wife and I  have been teachers for more than 40 years in Sri Lanka. When I started teaching Math and Science I opted for the Provident Fund Scheme (instead of a Retirement Income Scheme) as I was promised a very large lump sum at the end of my career. 

But after about 15 years some realities dawned on me.

1.       The buying power of currency was eroding fast

2.       Prices of all things including real estate were fast growing

3.       My increments were not keeping up with these two negative factors.

Finally when I retired, the Provident Fund I received was just a beggars’ pittance!

Fortunately in my case, there were two redeeming factors

1.       We had started a part-time, home business in Jewelry and I had earned some pretty good money with this business

2.       My wife got a job for two years in an Arabian country and made some money too

From my own experience I discovered that it is of utmost importance for teachers and principals to have a Plan B while we teach school. So I counsel all from my profession to find a good one for themselves.  The school teacher job  simply doesn’t pay enough or is consummate with our education.  I also advocate doing

internet multi level marketing, which is mainly a home business and avoid scams like a plague. I will also help teachers about how to do this in another article, and give hints about making the needed plans.

Further, we would have done much better if we had found a good MLM company instead of the business we started for the simple reasons that

1.       More than 80% of businesses fail in the first two months, and starting a business is too much of a risk, and

2.       There is no residual income in a business, and the income stops when you stop working

I find that the average salary of teachers in the US was $46,752 in 2009. We are being underpaid, no doubt. It is time to think about our family and kids.

In MLM you are paid for what you produce, not for time and energy spent unnecessarily.  In some jobs you cannot be promoted as there is someone above you who is blocking you, but that is not so in MLM. You are your own boss, you write your own check and nobody tells you what to do and when. You promote yourself when you complete certain work. Your sponsor simply encourages you and motivates you.  These are qualities that we teachers like. So if a teacher willing to do honest work for himself, then there is nothing better for a teacher.

For these and other reasons. there is absolutely no doubt in my mind that MLM is most suited for anyone: first as a part-time business, and then perhaps later as a full-time business. Finding a good internet multi level marketing company and avoiding scams isn’t that difficult with all the help, tools and watchdog companies we have online.

What is your decision?